Presenting the all new Kotak Net Banking
You can also type netbanking.kotak.com on your browser.
ING Vysya Bank systems have merged with Kotak Mahindra Bank systems. Now, Kotak Mahindra Net Banking will be a single access to all your Banking, Credit Card, Demat, Loan, Investment accounts and more.
How to login: Retail Net Banking:
Click on KOTAK LOGIN on the right hand side of the website and select "Net Banking". Enter your CRN* (user ID) along with the existing ING Vysya (Now Kotak) Net Banking password.
Business Net Banking (Corporate users):
No separate login for corporate users. Click on KOTAK LOGIN and select Net Banking. Login using your CRN (user ID) along with the existing ING Vysya (Now Kotak) Net Banking password.
Joint Account holders:
Will be able to login and view account details. Online transactions are currently unavailable. This will be enabled shortly. * Your Customer ID / CIF has now been renamed as "CRN (user id)". In case your Customer ID / CIF has changed to a new Customer Relationship Number (CRN), you would have got that intimation, please use the new CRN. You can also check your new CRN on https://www.kotak.com.
What doesn't change when you use the new Kotak Net banking platform:
What's different from erstwhile ING Vysya (Now Kotak) Net Banking
What's New for you with Kotak Mahindra Net Banking?
Micro ATM is a mini version of an ATM. Micro ATMs are like modified point of sales terminals this terminal can connect to banking network via GPRS to perform banking transactions. This machine contains card swipe facility. This initiative aims to bridge the gap between the need and availability of cash requirement in the eco-system.
Google Pay is secure and easy-to-use mobile payment service which can be used to make purchases and payments nearly everywhere.
You can open a Kotak UNI Student Bank Account digitally, from anywhere, thanks to the Video KYC feature. It involves getting on a video call with a Kotak bank executive to complete your KYC process, essentially ruling out a visit to a Kotak bank branch completely.
Through this facility you can earn a much higher interest on your idle funds in the Savings Bank Account.
The idle funds from your savings account (at a pre-specified threshold limit) are transferred automatically to a term Deposit. The funds move back in to the savings account in case of funds requirements.
The advantages of this facility are: